Finance happens to be a very sensitive topic in Islam. When it comes to making investments, there’s always the awareness of what is permissible and what is not, what is halal and what is haram. Hence as a Muslim – investing, especially in modern-day investment schemes – can be tricky.
However, that doesn’t mean you shouldn’t invest. There are investment companies that are driven to help Muslims invest without going against their beliefs. Lotus Capital Limited is one such company and I will be reviewing them in this article.
About Lotus Capital Limited
Lotus Capital Limited is a halal investment management company. The company was launched in June 2004 and they follow Shari’ah principles towards asset management. Basically, this entails an interest-free mode of investment, void of leverages, margins, etc. All of this when viewed from a humanist angle encourages fair economics.
Lotus Capital Limited stands as a company leading Islamic finance in Nigeria. The company has legal rights to operate in the country having been fully registered with the Securities & Exchange Commission (SEC).
Lotus Capital Limited Services Review
Lotus Capital Limited has a very broad service portfolio. The top 3 services offered by the company include;
⦁ Financial Advisory & Issuing House
⦁ Business Finance
⦁ Asset Management
As regards financial advisory, the company offers strategic and financial advice to clients to help them not just plan, execute, and achieve their financial goals. They are competent in issuing Sukuk and serve individual, corporate, and government investors.
Intending to build long-term wealth for clients, the company offers private wealth management to help grow clients’ investment portfolios. This is achieving via expert knowledge, a personalized approach, and using leading-edge technology.
Lotus Capital Limited Services offer Mudarabah, Ijarah, and Musharakah business finance services. These are various finance investment models with several benefits for interested clients.
To invest with Lotus Capital Limited Services, there are several products you could opt for including;
⦁ Lotus Hajji Fund
⦁ Lotus Halal Fund
⦁ Lotus Halal Fixed Income Fund
⦁ Lotus Ijarah
⦁ Lotus Halal Equity ETF
⦁ Education Plan, etc.
Simply identify a product you are in
A financial health plan is offered for free by the company. With this plan, clients can monitor their financial goals and commitments and get recommendations for worthwhile investments.
The question you might have in mind at this point is if the company is legit or not? Is it safe to invest with them? Well, Lotus Capital Limited has a clean profile so far. There hasn’t been any news of the company being involved in fraudulent activities or any news of mismanaged investments.
The company has been around since 2004 which is over 15 years and if they weren’t legit, they wouldn’t have lasted that long. So, if you’re a Muslim and you’re interested in Lotus Capital Limited’s services, investing with them is recommended.
However, you have to beware of scammers as people are impersonating the company online. Visit the company’s official website (www.lotuscapitallimited.com) and contact them only via their official channels.