For starting entrepreneurs looking to raise capital for their business, requesting for loans is one way to go. When loans are mentioned, a lot of persons immediately considers banking institutions meanwhile there are other platforms where you can request for loans far more easily. Page Financials is one of such platforms and in this article, we will look at how you can apply for a collateral free loan.
What is Page Financials
Page Financials is a platform for loans, investments, and payments. It is a Nigerian-based company regulated by the Central Bank of Nigeria hence, it is a legit one.
Besides, Page Financials has been featured on several tip online sites including The Guardian, Punch, Premium Times, Legit, The Cable, etc. Furthermore, the platform is in partnership with Remitta and the Nigeria Inter-Bank Settlement System Plc.
With Page Financials, there are not hidden charges and the repayment terms are quite simple. You can request for loans between N200,000 to N5 million and get your request approved in 3 hours maximum.
Unlike the traditional method of requesting for loans, you don’t have to visit any Page Financials branch or office to place a loan request. You can do so by simply using your mobile phone or laptop.
How to apply
Follow the below steps to apply for a collateral free loan with Page Financials;
⦁ Visit the website – pagefinancials.com -, select Quick Loans and click on Apply on the next page
⦁ Accept the Terms and Conditions, verify your BVN and continue
⦁ Enter all required personal details and click on NEXT
⦁ Enter the details of your current employer (Your business details if self-employed). This is important to show that you are capable of paying back
⦁ On the Next page, supply the loan details. This includes the loan amount, repayment date, repayment method, etc.
⦁ Enter your bank account details. This bank must be linked to the BVN number you verified earlier
⦁ Provide your account statement and submit your request
If your supplied details meet the requirements, you’ll get credited in less than 3 hours.
What you should know about
⦁ As a new user, you can borrow a minimum of N100,000 and a maximum of N5,000,000. Your limits are extended if you have a high credit score
⦁ You can only request for one loan at a time
⦁ You can request for loans using the Page Financials mobile app. The mobile app is available in the Google Play Store and Apple App Store for iOS and Android.
⦁ Page Financials Loans can last for 3 to 10 months before repayment. The repayment date is usually set to the day you receive your salary.
⦁ You have a low chance of getting your Page Financials loan approved if you are not employed.
Conclusion
With Page Financials, you get access to quick easy loans. Unlike banks and a several other financial institutions, Page Financials requires no collateral. By following the detailed steps above, you should be able to place a collateral free loan using Page Financials.